In business since 1987, Take Charge America has been around the proverbial block starting out during the tail-end of “Reaganomics”, growing during the prosperous 1990’s and hanging on through the challenging single digit 2000’s when the tech bubble burst and the world's economies suffered setbacks of all kinds. The organization has experienced a wide range of consumer economic situations and continues to advise and guide individuals towards a healthier personal finance conditions.

The organization is a member of the Association of Independent Consumer Credit Counseling Agencies (AICCCA) and Association for Financial Counseling and Planning Education (AFCPE) and is Better Business Bureau accredited since 1994 with an A+ ranking.

Take Charge America’s mediocre educational options include articles, informational links, teacher resources for grades 1–5 and junior high and high school age kids, videos and webinars. The site offers no classes, newsletter, quizzes or recommended reading. The site has a section called the Budget Doctor that is their way of providing online question and answer interactivity.

The site features some standard financial tools including budget, college, home, credit card, net worth and various scenario calculators. They only offer personal credit counseling and debt management programs but no housing or bankruptcy services.

Take Charge America’s site supports both English and Spanish languages. Contact with and support from the company are handled via email, local and toll free phone numbers, a FAQs page, fax number, mailing address and an online support form.